Debt claims
Recovering money you’re owed, or defending a demand you don’t accept.
How we can help
- Assessing whether the debt is enforceable and within the limitation period
- Sending letters before claim that comply with the pre-action protocol
- Issuing county court claims and obtaining judgment
- Enforcing judgments through bailiffs, charging orders and attachment of earnings
- Defending claims where the debt is disputed or the amount is wrong
- Advising on statutory demands and the risks they carry
What happens next
- Tell us who owes what, and send the invoices and any correspondence.
- We advise on enforceability and the debtor’s likely ability to pay.
- We pursue the debt through the appropriate route and enforce any judgment.
Fees for this work
Fixed fee for letters before claim and undisputed claims. Contested matters are charged hourly.
Common questions
How long can a debt be pursued?
Generally six years from when it became due, or from the last acknowledgement or payment. An acknowledgement restarts the clock, which catches people out on both sides.
I've got judgment but they won't pay.
Judgment is the beginning of enforcement, not the end of the matter. Options include bailiffs, charging orders against property, attachment of earnings and third party debt orders. Which is best depends on what the debtor has.
I've received a statutory demand.
Take it seriously and act quickly. If not set aside or satisfied within the short deadline, it can lead to bankruptcy or winding up proceedings. Get advice immediately.
Can I claim interest and costs?
Usually yes. Contractual interest applies where the agreement provides for it, and statutory interest otherwise. Costs recovery on smaller claims is limited.
Tell us what's happened
Confidential, reviewed by a solicitor, answered within one working day.